Not way back, I used to be discussing watercraft and boat insurance coverage with an insurance coverage company proprietor in Kailua Hawaii, I assume he observed I used to be carrying a Kailua Canoe Membership sweat shirt. We mentioned a few of the kinds of water toy, boat, and marine companies he insured. He famous that everybody who owned a jet ski was required to have a license for it, and insurance coverage. If no proof of insurance coverage, it could possibly be confiscated by the authorities, however extra importantly, if it was stolen you’d ultimately get it again if it was duly registered with its identification quantity.
This all made sense to me, and as I used to be desirous about it later that night time I noticed on cable TV the place somebody had stolen a kayak out of the again of the proprietor’s pick-up. It had a sticker, and the proprietor offered a digital image of it, this was broadcast throughout Oahu. Give it some thought, the place are you going to go, it is an island, you’ll be able to’t go wherever with it, and I do not know anybody who has ever paddled a kayak to the mainland or wherever away from that island chain. It is lots just like the FBI’s Most Wished Listing on the Submit Workplace, or the Baby Predator exhibits on TV, and thoughts you the TV put this on the airwaves freed from cost for a mere kayak, perhaps value $600.00 however not rather more than that for certain.
The subsequent night time on the identical cable station was a narrative whereby a automotive driving down the primary freeway in Hawaii (The H1) and because it handed beneath an overpass out of the blue a surfboard got here by way of the window. Fortunately, this uncommon occasion did not kill or injure anybody, however the freeway grew to become closed to the frustration of all motorists. Was there an altercation on the overpass between younger surfers? Was the surfboard unintentionally dropped? Do you suppose it was a stolen surfboard? Lastly, I do not think about that the proprietor of the surfboard had insurance coverage for it.
However, I wager the Mercedes SUV proprietor had some kind of uninsured motorist insurance coverage, I’m wondering if flying surfboards with out insurance coverage counts? Perhaps I will ask my new insurance coverage acquaintance what occurs in such an occasion subsequent time I see him. The fact is you simply by no means know what would possibly occur – simply that it’d, and you will want insurance coverage in some unspecified time in the future. Certainly, I hope you’ll please take into account all this and suppose on it.